Privacy Policy

Effective Date: January 1, 2025

Sudha Murthy Finance Academy ("we," "us," or "our") operates the website zaima.ru. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and purchase our financial education products.

1. Information We Collect

We collect information that you provide directly to us when you:

• Register for our courses or create an account
• Make a purchase or transaction
• Subscribe to our newsletter or marketing communications
• Contact us through our contact form or email
• Participate in surveys, promotions, or interactive features

The types of information we may collect include:

• Personal identification information (name, email address, phone number)
• Billing and shipping address
• Payment information (processed securely through third-party payment processors)
• Course enrollment and progress information
• Communications and correspondence with us

2. Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activities, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and similar tracking technologies

3. Use of Cookies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user preferences. You can control cookie settings through your browser, but disabling cookies may limit certain functionality of our website.

We use the following types of cookies:

• Essential cookies: Necessary for website functionality
• Analytics cookies: Help us understand how visitors use our site (Google Analytics, Facebook Pixel)
• Marketing cookies: Used to deliver relevant advertisements

4. How We Use Your Information

We use the collected information for the following purposes:

• Process and fulfill your course enrollments and purchases
• Provide customer support and respond to inquiries
• Send transactional emails and course-related communications
• Improve our website, products, and services
• Send marketing communications (with your consent)
• Analyze usage patterns and optimize user experience
• Prevent fraud and enhance security
• Comply with legal obligations

5. Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information with:

• Service providers who assist in operating our website and delivering services
• Payment processors for secure transaction processing
• Email service providers for communications
• Analytics providers (Google Analytics, Facebook)
• Legal authorities when required by law or to protect our rights

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

You have the following rights regarding your personal information:

• Access: Request access to your personal data
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal data
• Opt-out: Unsubscribe from marketing communications
• Data portability: Request a copy of your data in a structured format

To exercise these rights, please contact us at [email protected]

8. Third-Party Links

Our website may contain links to third-party websites and social media platforms. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Retention of Information

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date." Your continued use of our website after changes constitutes acceptance of the updated policy.

13. Contact Information

If you have any questions about this Privacy Policy, please contact us:

Sudha Murthy Finance Academy
90, Nilima Heights, KimGunj
Kota - 408815, India
Phone: +221146576410
Email: [email protected]
Registration Number: 26196943