Effective Date: January 1, 2025
Welcome to Sudha Murthy Finance Academy. These Terms and Conditions ("Terms") govern your access to and use of our website (zaima.ru) and the purchase of our financial education products and services. By accessing or using our website, you agree to be bound by these Terms.
By accessing, browsing, or purchasing any product or service from Sudha Murthy Finance Academy, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our website or services.
Business Name: Sudha Murthy Finance Academy
Address: 90, Nilima Heights, KimGunj, Kota - 408815, India
Phone: +221146576410
Email: [email protected]
Registration Number: 26196943
You must be at least 18 years of age to purchase or enroll in our courses. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
Upon successful payment, you will receive access to your purchased course(s) through our online platform. Course access includes:
Access credentials are personal and non-transferable. You are responsible for maintaining the confidentiality of your account information.
All prices are displayed in US Dollars (USD) and are subject to change without notice. Current pricing:
Payment must be made in full at the time of purchase. We accept major credit cards and other payment methods as indicated on our website. All payments are processed securely through third-party payment processors.
All content, materials, courses, videos, documents, worksheets, and other resources provided by Sudha Murthy Finance Academy are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the materials for personal, non-commercial purposes only.
You may not:
You agree to use our website and services in compliance with all applicable laws and regulations. You shall not:
Please refer to our separate Refund Policy for detailed information regarding refunds, cancellations, and course satisfaction guarantees.
Educational Content: Our courses provide educational information about financial topics. They do not constitute financial advice, investment recommendations, or professional consulting services. You should consult with qualified financial professionals before making investment or financial decisions.
No Guarantees: While we strive to provide high-quality educational content, we make no guarantees regarding financial outcomes, investment returns, or specific results from applying the information learned in our courses.
Website Availability: We do not guarantee uninterrupted access to our website or services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.
To the maximum extent permitted by law, Sudha Murthy Finance Academy, its instructors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from:
Our total liability shall not exceed the amount you paid for the specific course or service.
You agree to indemnify, defend, and hold harmless Sudha Murthy Finance Academy and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your violation of these Terms or misuse of our services.
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.
Our website may integrate with or link to third-party services (payment processors, analytics tools, social media platforms). We are not responsible for the practices, content, or services of these third parties. Your interactions with third-party services are governed by their respective terms and policies.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason in our sole discretion.
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Kota, India.
In the event of any dispute, claim, or controversy, both parties agree to first attempt to resolve the matter through good-faith negotiations. If negotiations fail, the dispute shall be resolved through binding arbitration in accordance with Indian arbitration laws.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Sudha Murthy Finance Academy regarding your use of our services and supersede all prior agreements and understandings.
If you have any questions about these Terms and Conditions, please contact us:
Sudha Murthy Finance Academy
90, Nilima Heights, KimGunj
Kota - 408815, India
Phone: +221146576410
Email: [email protected]
Registration Number: 26196943
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.